Many states today rely on a points system to track drivers and how they behave while out on the road. When a driver receives a ticket, points are applied to his or her driving record as well. These driving record points add up over time and can raise your insurance premiums and might even cause you problems holding onto your license if you get too many.
If you’ve had your fair share of tickets, you’re likely wondering how many points you have on your driving record. And there’s a simple way to find out, right through your state’s DMV.
How Many Points are on My Driving Record?
The quickest and easiest way to find out just how many points you have on your record is to visit the DMV website and to do a point check. This will often show up as a “Driver’s License Status” or “Drivers License Check”. Look around on the website for a check that you can do, and enter in all your information.
You’ll need the following details to find out just how many points you have on your driving record.
- Your Name
- Your Social Security Number
- Your License Number
When you input that information, you will be connected to a report that lists your tickets and how many points are on your record because of them. The page might only tell you how many points you have and not go into detail about what you did wrong. Either way, you can obtain a decent amount of information right from the DMV website.
Obtain a Third Party Driving Record
If you don’t want to go through the trouble of securing the record yourself, or you want a more detailed record of events, you can often obtain this from a third-party service provider for a fee. You’ll pay the vendor a certain amount of money, and they will get a copy of your driving record to you in a nicely formatted file. Some companies will send out a physical copy of these records, and others will send out a digital copy.
Some States Don’t Use Driving Record Points
There are quite a few states throughout the country that don’t rely on points at all. If that’s the case you don’t have to worry about points, and should instead worry about the specific items that show up on your record, which is what the insurance company is going to rely on when determining how responsible you are.
Over time your points will go down. How long do points stay on your driving record? It depends on where you live. Some states remove points every couple of months, and others make you wait as long as six years before the points are removed. No matter your state’s policies, it’s good to be able to know the total number of points on your driving record. The point total is simple to look up, and once you know it you’ll know what you are dealing with and why your insurance premium might be higher than you would like.
How to Remove Points From Driving Record
If you’d rather not wait for the calendar to work its point erasing magic on your record, there may be another way. Many states offer residents the opportunity to take driving classes to remove points from record. these classes are known regionally as traffic school, defensive driving, driver improvement and the like. New York actually uses the unique moniker of Point and Insurance Reduction Program or “PIRP.” These courses can be completed in person or through the convenience of online classes that can be completed on your own schedule from anywhere you have internet access.
To find out if where you live qualifies you for point reduction through a driving class, check out our partner site, ApprovedCourse.com.