Insurance for the Off-Road Enthusiast

by Jim Thompson | Last Updated: January 11, 2021

Although the majority of dirt bikes are not deemed street legal, many insurance providers offer a diverse smattering of policies to insure your off-roading motorbike. Many times an insurance package can be customized to fit your dirt bike riding needs.

How is Dirt Bike Insurance Different than Motorcycle Insurance?

Dirt bikes and motorcycles are two distinct types of insurance policies. A liability policy for a street legal motorbike. Liability coverage is designed to cover on-road mishaps. Since not considered street legal, insuring a dirt bike requires obtaining coverage that fits your needs better.

Covering a Dirt Bike

Coverage for a dirt bike requires the consideration of some special conditions.

If you off-road competitively, you may be glad to hear that many companies offer motocross-specific insurance policies.

More Policy Whistles and Bells

After you come to a decision as to basic coverages, there are many other riders available to provide you even more protections.

Get the Best Deal by Shopping Around

As more and more providers are insuring dirt bikes, it makes good financial sense to compare quotes and get yourself covered. Check out a bunch because the greater the number of companies you research, the greater the chance you’ll find a policy that meets both your needs and budget.